529 To Roth Ira 2024 Fidelity. 529 plan beneficiaries can roll over up to $35,000 to a roth ira over their lifetime. Beginning january 2024, the secure 2.0 act of 2022 (the act) provides that you may transfer assets from your 529 account to a roth ira established for the designated.

Starting in 2024, you can roll unused 529 assets—up to a lifetime limit of $35,000—into the account beneficiary’s roth ira, without incurring the. The roth ira rule can help 529.